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Wondering how to balance between cost optimization and reliable software in the specific case of FinTech integrations? In this article, we’ll perform the analysis of some software integration testing examples, from a perspective of a developer, and try to draw some conclusions for you.

What does 3D (Three Domain) Secure upgraded version 2 bring? Why was 3DS 2.0 originally introduced? In this article, we’ll focus on what technical changes this upgrade requires, as well as what different challenges you might come across in case there are existing 3DS integrations with merchants and acquirers in your system.

With the increasing digitalization of all aspects of our lives, some interesting business models have emerged in payment processing, which aim to enable merchants reach more customers. In this article, I will explore some of these new approaches to payment processing – payment facilitators and marketplaces.

After a brief introduction into the basics of these models, the emphasis will be on what they practically mean for businesses (merchants), as well as their customers, and why they are so important in the increasingly digitalized today’s world. I will discuss some important differences between payment facilitators and marketplaces, considering some use cases when appropriate.

Can FinTech meet the COVID-19 challenges? How can FinTech respond to the new consumers’ habits, formed during the pandemic?

2019 was a turbulent year that brought further development to one of the hottest markets. Highly anticipated PSD2 was awaited as a promise of final disruption.