Blog

Insightful Lessons: FinTech Certification and Integration Testing

Posted by Ivan Barišić on Sep 9, 2020 1:03:48 PM

Wondering how to balance between cost optimization and reliable software in the specific case of FinTech integrations? In this article, we’ll perform the analysis of some software integration testing examples, from a perspective of a developer, and try to draw some conclusions for you.

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Topics: Fintech, e-Commerce

Upgrading to 3D Secure 2 [Why, How and What]

Posted by Ivan Barišić on Jul 22, 2020 12:00:20 PM

What does 3D (Three Domain) Secure upgraded version 2 bring? Why was 3DS 2.0 originally introduced? In this article, we’ll focus on what technical changes this upgrade requires, as well as what different challenges you might come across in case there are existing 3DS integrations with merchants and acquirers in your system.

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Topics: Fintech, e-Commerce

New online Models for Payment Processing

Posted by Ivan Barišić on Jul 1, 2020 12:00:27 PM

With the increasing digitalization of all aspects of our lives, some interesting business models have emerged in payment processing, which aim to enable merchants reach more customers. In this article, I will explore some of these new approaches to payment processing – payment facilitators and marketplaces.

After a brief introduction into the basics of these models, the emphasis will be on what they practically mean for businesses (merchants), as well as their customers, and why they are so important in the increasingly digitalized today’s world. I will discuss some important differences between payment facilitators and marketplaces, considering some use cases when appropriate.

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Topics: Fintech, e-Commerce

What you should know about e-Commerce, Part 2

Posted by Jaka Marinšek on Jan 23, 2020 8:00:00 AM

In the previous blog post we focused on the way different e-Commerce channels will start to look in the near future. We defined what is shaping these three different e-Commerce channels: Customer e-Commerce, Business e-Commerce and Digital Retail. Continuing, we will focus more on Business e-commerce channel and which challenges and trends they will face in the upcoming days.

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Topics: innovation, Industry4.0, e-Commerce, Technology, B2C, B2B, Retail, Digital, Consumer

What you should know about e-Commerce, Part 1

Posted by Jaka Marinšek on Jan 15, 2020 8:00:00 AM

 

E-Commerce technology has evolved rapidly over the last decade. Today, it can support any product or solution, no matter how complex. The availability of technology and the growth of the buyers’ expectations, has forced companies out of their comfort zone, and into a reality of automation, cost reductions, and omnichannel sales. Yet, e-Commerce is still an emerging and evolving segment, set for continued growth and improvement.

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Topics: innovation, Industry4.0, e-Commerce, Technology, B2C, B2B, Retail, Digital, Consumer